Why Doesn't Insurance Cover Massage Therapy

August 22, 2021 Post a Comment

In the meantime we have to coordinate our efforts to make sure massage therapy is. They dictate what is and isnt covered which can be extremely frustrating when your child needs speech therapy.

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However not all policies do.

Why doesn't insurance cover massage therapy. With many people turning to massage therapy as a medical treatment it seems that health insurance should cover massages. Why are certain types of alternative therapies not covered. But depending on how a state defines its essential health benefits package these services may be covered.

Depending on your situation your doctor likely will be open to prescribing massage. Licensed therapeutic massage is safe and non-addictive and medical research consistently supports its effectiveness as a pain-management treatment. Most insurance policies have a coverage amount from 1 million to 6 million under professional liability.

Some of this is by personal decision and others may not allow doing so. Insurance coverage would seem to signify acceptance by large players in the mainstream medical system and would go a long ways towards truly integrating the two systems. Massage is no longer a luxury its a necessity.

What if your insurance doesnt pay for services. With the exception of HMOs and Medicare which generally do not pay for massage therapy in many other cases benefits are available for massage through insurance if there is a prescription from a treating physician. Ask your doctor to prescribe massage for the most general diagnosis possible.

And the answer is there are more than you would think. Roughly 17 of large insurance firms cover massage therapy typically if physical therapy and medication hasnt helped. Here are 4 reasons why you should not use insurance to pay for therapy.

If your health insurance covers you this means that you can have the full course of your massage therapy. As we become more overwhelmed with daily stress and demand more of our bodies than ever before we need massage to keep our muscles and bodies in good working condition. We get many calls from people interested in learning whether or not their health insurance covers massage therapy.

Only 11 of major insurers cover homeopathic remedies. Accepting Insurance Plans and Coverage as a Massage Therapist. For example Medicare does not cover massage therapy so you will likely be responsible for 100 of the costs if you seek this treatment.

Not all massage therapists accept insurance. Insurance coverage would open up widespread access to this area of medicine. Massage therapy insurance will protect you and your business from different kinds of liability claims that could bring a negative impact on your career.

Protect against claims for negligence As a massage therapist you focus on manipulating the soft tissue of the body and deal with complex presentations such as pre-existing medical conditions injuries and other ailments. The biggest reason a therapist may not choose to accept insurance is the headaches that come with the process. Where we may feel health insurances should cover massage therapy the reality is the system is far away from the same conclusion.

Most insurance plans dont view alternative therapies or healthcare like acupuncture naturopathy massage therapy or doulas as medically necessary. For the profession as a whole insurance coverage also appears to be a good thing at first blush. In the under-65 market individual health insurance is not specifically required to cover massage therapy acupuncture or chiropractic care says Norris.

In relation to injury to clients remember that public liability insurance doesnt cover injury which may occur during the course of a treatment. Unfortunately our insurance companies run the show when it comes to reimbursement for speech and language services. Sometimes massage products like lubricants are used to make the manipulation and strokes easier and also due to its healing or relaxing effect on the body like oils lotions tools and all kinds of products.

If however your plan started before 2014 when the Affordable Care Act was enacted your plan may not cover therapy. The vast majority of Blue Cross Blue Shield insurance plans cover therapy. The question of What insurance companies cover massage therapy is a big one for our clients.

So what do private pay clients who are shelling out big bucks for therapy know that you dont. Most private health insurances wont cover alternative therapies. Accepting insurance requires a substantial amount of.

Many consumers dont realize that there are several downsides for both therapists and clients when using insurance to pay for therapy. Such suits can result in severe and costly lawsuits and if you dont have appropriate coverage you can end up paying a.

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